Last updated: 22 August 2026
Introduction
These Terms & Conditions govern your use of the SimplyLoan.in website, operated by SJ SIMPLE SOLUTIONS LLP. By using this website or submitting a loan enquiry, you agree to these terms.
Nature of Our Services
SimplyLoan.in acts purely as a Direct Selling Agent (DSA) / loan facilitation platform. We are not a bank or an RBI-registered NBFC, and we do not sanction, disburse or directly lend any loan amount. All lending decisions rest solely with the respective bank or financial institution.
Eligibility to Use This Website
You must be at least 18 years old and legally capable of entering into a binding contract to submit a loan enquiry through this website.
Loan Facilitation Process
When you submit your requirement, our team reviews the details and may contact you for clarification before forwarding suitable information to relevant lenders in our network. The lender independently evaluates your eligibility based on its own policies.
No Guarantee of Approval
Submission of an enquiry or application does not guarantee loan approval, a specific interest rate, tenure or disbursal amount. All such outcomes are determined solely by the lender based on its credit policy and your profile.
Your Obligations
- Provide accurate, complete and truthful information in your application.
- Not use this website for any fraudulent or unlawful purpose.
- Cooperate with reasonable document or verification requests from us or the lender.
Third-Party Lenders
Any loan sanctioned will be governed by the respective lender's own terms, interest rates, fees and conditions, which you should review carefully before accepting any offer.
Intellectual Property
All content on this website, including text, graphics and the SimplyLoan.in brand mark, is the property of SJ SIMPLE SOLUTIONS LLP and may not be reproduced without permission.
Limitation of Liability
To the extent permitted by law, SimplyLoan.in shall not be liable for any loss arising from a lender's decision, delay in processing, or reliance on general information provided on this website.
Termination
We reserve the right to suspend or discontinue access to our services for any user found to be in violation of these terms.
Governing Law
These terms are governed by the laws of India, and courts in Ahmedabad, Gujarat shall have exclusive jurisdiction over any disputes.
Changes to These Terms
We may revise these terms periodically. Continued use of the website indicates your acceptance of the updated terms.
Contact Us
Questions about these terms can be sent to support@simplyloan.in.