Financial Disclosure

Effective Date: May 13, 2026 | Last Updated: May 13, 2026

Welcome to SimplyLoan, a brand operated by SJ Simple Solutions LLP.

This Financial Disclosure page is provided in accordance with advertising and financial service transparency requirements applicable to digital financial promotions in India.

1. Nature of Services

SimplyLoan.in operates solely as a loan consultancy and financial assistance platform.

We act as a DSA/DSP partner and assist users in connecting with third-party banks and financial institutions for various loan products.

We are not a direct lender, bank, or NBFC.

Loan approvals and terms are solely determined by the respective lender.

2. Loan Products Offered

We assist users with:

  • Home Loans
  • Business Loans
  • Gold Loans
  • Personal Loans
  • Mortgage Loans / Loan Against Property
  • Car Loans
  • Educational Loans

3. Loan Amount Range

Loan amounts generally facilitated through our banking and NBFC partners may range from:

₹25,000 to ₹99 Crore

Actual eligibility depends on:

  • Applicant profile
  • Credit score
  • Income
  • Financial documents
  • Lender policies

4. Interest Rate / APR Disclosure

Interest rates offered by banks and financial institutions may typically range from:

7.10% per annum to 24% per annum

The final applicable rate depends on:

  • Creditworthiness
  • Loan category
  • Repayment history
  • Lender assessment
  • Market conditions

Rates are subject to change without prior notice.

5. Repayment Tenure

Loan repayment periods generally range from:

12 months to 30 years

The actual repayment tenure depends on the loan product, applicant eligibility, and lender policies.

6. Consultancy & Service Charges

  • SJ Simple Solutions LLP may charge consultancy or service fees for assistance and loan processing support.

    • Consultancy fees may be charged at the time of sanction letter issuance or loan disbursement.
    • Charges may be up to 5% of the loan amount plus applicable taxes.
    • Once processing or consultancy work has commenced, fees become non-refundable.

7. Representative Loan Example

Example Illustration:

For a loan amount of ₹30,00,000 with:

  • Interest Rate: 7.25% per annum
  • Loan Tenure: 20 years

Approximate EMI may be around:
₹23,700 – ₹24,000 per month

Approximate total repayment amount over the full tenure may be:
₹56 Lakhs – ₹58 Lakhs

This example is illustrative only and actual figures may vary depending on lender policies and borrower eligibility.

8. No Guaranteed Approval

SimplyLoan.in and SJ Simple Solutions LLP do not guarantee:

  • Loan approval
  • Lowest interest rates
  • Fast disbursement
  • Specific loan amounts

Final approval remains solely at the discretion of the respective lender.

9. Third-Party Lenders

  • Loan applications may be processed through partnered banks and financial institutions including but not limited to:

    • ICICI Bank
    • HDFC Bank
    • IDFC FIRST Bank

    SimplyLoan.in is not responsible for independent lender decisions or policy changes.

10. Contact Information

  • SJ Simple Solutions LLP
    (Operating Brand: SimplyLoan.in)

    Address:
    131, Devnandan Mall, Ashram Road, Ahmedabad, Gujarat – 380009, India

    Email:
    Support@simplyloan.in

    Phone:
    +91 8511602080

    Website:
    www.simplyloan.in