Terms & Conditions

Effective Date: May 13, 2026 | Last Updated: May 13, 2026

Welcome to SimplyLoan, a brand operated by SJ Simple Solutions LLP. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our services.

By using our services, you agree to the terms mentioned below.

1. Introduction

SimplyLoan.in is a financial consultancy and loan assistance platform operated by SJ Simple Solutions LLP, having its registered office at:

131, Devnandan Mall, Ashram Road, Ahmedabad, Gujarat – 380009, India

The website provides loan consultancy and assistance services for various financial products including Home Loans, Business Loans, Gold Loans, Personal Loans, Mortgage Loans / Loan Against Property, Car Loans, and Educational Loans.

2. Nature of Services

SimplyLoan.in acts solely as a loan consultant and service facilitator. We are not a bank, NBFC, or direct lender.

We assist users in connecting with third-party banks, financial institutions, and NBFCs including but not limited to:

  • ICICI Bank
  • HDFC Bank
  • IDFC FIRST Bank

Loan approval, eligibility, interest rates, tenure, processing fees, and disbursement are solely determined by the respective lender.

3. No Guarantee of Loan Approval

SimplyLoan.in and SJ Simple Solutions LLP do not guarantee:

  • Loan approval
  • Lowest interest rate
  • Fastest disbursement
  • Eligibility confirmation
  • Sanction of any loan amount

All approvals are subject to lender policies, documentation, verification, CIBIL score, repayment capacity, and applicable regulations.

We shall not be held responsible for loan rejection by any bank or financial institution.

4. Eligibility

By using this website, you confirm that:

  • You are at least 18 years old
  • You are legally capable of entering into binding agreements
  • You are an Indian resident
  • The information provided by you is true and accurate

5. User Information & Documentation

Users may be required to submit personal and financial information including but not limited to:

  • Full name
  • Mobile number
  • Email address
  • PAN card
  • Aadhaar card
  • Address proof
  • Income proof
  • Banking details
  • Employment or business information

Documents may be submitted through:

  • Website forms
  • WhatsApp
  • Email
  • Third-party applications or platforms

You authorize SimplyLoan.in to share your information with partnered banks, NBFCs, and financial institutions for loan processing purposes.

For more information regarding data handling, please refer to our Privacy Policy.

6. Consultancy Fees & Payments

  • SJ Simple Solutions LLP may charge consultancy or service fees for loan assistance services.

    • Fees are generally charged at the time of sanction letter issuance or loan disbursement.
    • Consultancy charges may be based on a percentage of the sanctioned loan amount.
    • Once the loan processing or consultancy work has commenced, the fees become strictly non-refundable.

    Payments may be accepted through:

    • UPI
    • Bank transfer
    • Debit cards
    • Credit cards
    • Online payment gateways
    • Other approved payment methods

7. Intellectual Property Rights

All content available on SimplyLoan.in including:

  • Text
  • Graphics
  • Logos
  • Branding
  • Website design
  • Images
  • Service descriptions

are the intellectual property of SJ Simple Solutions LLP unless otherwise stated.

Unauthorized copying, reproduction, modification, distribution, or misuse of website content or branding is strictly prohibited.

8. Restricted Activities

We reserve the right

Users agree not to:

  • Submit false or misleading information
  • Misuse inquiry forms
  • Attempt unauthorized access to the website
  • Use the platform for fraudulent purposes
  • Copy or exploit website content without permission
  • Damage or interfere with website functionality

We reserve the right to restrict or terminate access in case of misuse.

to modify or update this Refund & Cancellation Policy at any time without prior notice.

Updated versions will be published on this page with the revised effective date.

9. Third-Party Services & Links

  • Our website may contain links to third-party websites, lenders, banks, payment gateways, analytics tools, or external platforms.

    SimplyLoan.in shall not be responsible for:

    • Third-party website content
    • External privacy practices
    • Payment gateway issues
    • Policies of banks or lenders
    • Any loss arising from third-party services

    Users are advised to review the respective terms and privacy policies of such third parties.

10. Advertisements & Analytics

  • SimplyLoan.in may use:

    • Google Ads
    • Meta/Facebook Ads
    • Remarketing tools
    • Google Analytics
    • Tracking pixels
    • Cookies and related technologies

    These tools may collect non-personal browsing data to improve user experience and marketing performance.

11. Limitation of Liability

  • SJ Simple Solutions LLP and SimplyLoan.in shall not be liable for:

    • Loan rejection
    • Delays in approval or disbursement
    • Financial losses
    • Incorrect lender decisions
    • Technical website interruptions
    • Third-party service failures

    Users understand that financial decisions are made independently by banks and financial institutions.

12. Indemnification

  • You agree to indemnify and hold harmless SJ Simple Solutions LLP, its employees, partners, and affiliates from any claims, liabilities, damages, or expenses arising from:

    • Violation of these Terms
    • Submission of false information
    • Misuse of the website
    • Legal disputes involving user-provided data

13. Changes to Terms

  • We reserve the right to modify or update these Terms & Conditions at any time without prior notice.

    Updated versions will be published on this page with the revised effective date.

    Continued use of the website after updates constitutes acceptance of the revised Terms.

14. Governing Law & Jurisdiction

  • These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

    Any disputes arising out of the use of this website shall be subject to the exclusive jurisdiction of the courts located in Ahmedabad.

15. Contact Information

  • SJ Simple Solutions LLP
    (Operating Brand: SimplyLoan.in)

    Address:
    131, Devnandan Mall, Ashram Road, Ahmedabad, Gujarat – 380009, India

    Email:
    Support@simplyloan.in

    Phone:
    +91 8511602080

    Website:
    www.simplyloan.in