Privacy Policy

Effective Date: May 13, 2026 | Last Updated: May 13, 2026

Welcome to SimplyLoan, a brand operated by SJ Simple Solutions LLP. The information provided on this website is for general informational and consultancy purposes only.

By accessing or using this website, you acknowledge and agree to the terms mentioned in this Disclaimer.

1. No Direct Lending

SimplyLoan.in is not a bank, Non-Banking Financial Company (NBFC), or direct lender.

We operate solely as a financial consultancy and loan assistance platform that helps users connect with third-party banks and financial institutions including but not limited to:

  • ICICI Bank
  • HDFC Bank
  • IDFC FIRST Bank

All loan approvals, interest rates, eligibility criteria, documentation requirements, processing timelines, and disbursement decisions are determined solely by the respective lender.

2. No Guarantee of Loan Approval

SJ Simple Solutions LLP and SimplyLoan.in do not guarantee:

  • Loan approval
  • Loan sanction
  • Lowest interest rates
  • Fast loan disbursement
  • Specific loan amounts
  • Eligibility confirmation

Approval of any financial product depends entirely on:

  • Bank or NBFC policies
  • Credit score
  • Income verification
  • Repayment capability
  • Documentation
  • Internal lender assessment

We shall not be held responsible for rejection or delay of any loan application.

3. Accuracy of Information

While we strive to keep all information on this website accurate and updated, we make no warranties or representations regarding:

  • Completeness
  • Accuracy
  • Reliability
  • Suitability
  • Availability

Loan offers, interest rates, EMI details, and financial information may change without notice.

Users are advised to independently verify all information directly with the concerned lender before making financial decisions.

4. Financial & Legal Advice Disclaimer

The content available on SimplyLoan.in should not be considered:

  • Financial advice
  • Legal advice
  • Investment advice
  • Tax advice

Users are encouraged to consult qualified financial advisors, legal professionals, or tax consultants before taking any financial decision.

5. Third-Party Links & Services

This website may contain links to third-party websites, applications, payment gateways, banks, or external platforms.

SimplyLoan.in does not control or guarantee:

  • Third-party content
  • External website security
  • Privacy practices
  • Services provided by third parties

Accessing third-party websites is done at the user’s own risk.

6. Consultancy Fees

  • SJ Simple Solutions LLP may charge consultancy or service fees for loan assistance and processing support.

    • Fees may be charged at the time of sanction letter issuance or loan disbursement.
    • Once the consultancy or processing work has commenced, fees become non-refundable.

    Users are advised to discuss all charges clearly before proceeding with services.

7. User Responsibility

By using this website, you agree that:

  • Information submitted by you is true and accurate
  • You are legally eligible to apply for financial products
  • You understand that final approval rests solely with the lender

Any submission of false, misleading, or fraudulent information may result in rejection of services and possible legal action.

8. Limitation of Liability

SJ Simple Solutions LLP and SimplyLoan.in shall not be liable for:

  • Loan rejection
  • Financial losses
  • Delayed approvals
  • Technical interruptions
  • Incorrect lender decisions
  • Website downtime
  • Third-party failures

Your use of this website and reliance on its content is entirely at your own risk.

9. Advertisement & Tracking Disclaimer

  • SimplyLoan.in may use:

    • Google Ads
    • Facebook/Meta Ads
    • Google Analytics
    • Cookies
    • Tracking pixels
    • Remarketing technologies

    These technologies may collect non-personal browsing information to improve website performance, marketing campaigns, and user experience.

10. Changes to Disclaimer

  • SJ Simple Solutions LLP reserves the right to modify or update this Disclaimer at any time without prior notice.

    Users are encouraged to review this page periodically for updates.

11. Governing Law

  • This Disclaimer shall be governed by and interpreted in accordance with the laws of India.

    Any disputes shall be subject to the jurisdiction of the courts located in Ahmedabad.

12. Contact Information

    • SJ Simple Solutions LLP
      (Operating Brand: SimplyLoan.in)

      Address:
      131, Devnandan Mall, Ashram Road, Ahmedabad, Gujarat – 380009, India

      Email:
      Support@simplyloan.in

      Phone:
      +91 8511602080

      Website:
      www.simplyloan.in