.apply-hero{padding:68px 0 48px;background:linear-gradient(180deg,#fff 0%,#fffdf7 100%);border-bottom:1px solid var(--line)}
.apply-hero h1{font-size:clamp(38px,5vw,62px);line-height:1.06;letter-spacing:-2.5px;margin:0 0 18px;max-width:800px}
.apply-hero h1 span{color:#c9980d}.apply-hero p{color:var(--muted);font-size:17px;max-width:700px;margin:0}.apply-trust{display:flex;flex-wrap:wrap;gap:20px;margin-top:22px;font-size:12px;font-weight:750;color:#56616b}
.apply-section{padding:58px 0 90px}.apply-layout{display:grid;grid-template-columns:320px minmax(0,1fr);gap:28px;align-items:start}.apply-sidebar{display:grid;gap:14px;position:sticky;top:100px}.apply-info-card,.apply-disclosure{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.step-number{display:grid;place-items:center;width:36px;height:36px;border-radius:11px;background:var(--soft);font-size:11px;font-weight:900;color:#87670b}.apply-info-card h2{font-size:17px;line-height:1.25;margin:16px 0 7px}.apply-info-card p,.apply-disclosure p{font-size:12px;color:var(--muted);margin:0}.apply-disclosure{background:#fffdf4;border-color:#f0dfaa}.apply-disclosure strong{font-size:13px}.application-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:0 12px 40px rgba(25,35,45,.05)}.form-heading{border-bottom:1px solid var(--line);padding-bottom:24px;margin-bottom:26px}.form-heading h2{font-size:32px;letter-spacing:-1px;margin:0 0 5px}.form-heading p{margin:0;color:var(--muted);font-size:12px}.form-heading b,.field label b,.check-row b{color:#b57d00}.application-card fieldset{border:0;padding:0;margin:0 0 30px}.application-card legend{font-size:18px;font-weight:850;margin-bottom:18px;letter-spacing:-.3px}.form-grid{display:grid;gap:17px}.two-col{grid-template-columns:repeat(2,minmax(0,1fr))}.field{min-width:0}.field.full-width{grid-column:1/-1}.field label{display:block;font-size:12px;font-weight:800;margin-bottom:7px;color:#34404a}.field input,.field select,.field textarea{width:100%;border:1px solid #d9dee3;border-radius:12px;background:#fff;color:var(--ink);padding:12px 13px;font:inherit;font-size:13px;outline:none;transition:.18s}.field textarea{resize:vertical;min-height:92px}.field input:focus,.field select:focus,.field textarea:focus{border-color:#d5a91d;box-shadow:0 0 0 3px rgba(242,189,40,.13)}.field input.invalid,.field select.invalid,.field textarea.invalid{border-color:#c94b4b;box-shadow:0 0 0 3px rgba(201,75,75,.08)}.field-error{display:block;min-height:17px;color:#b63838;font-size:11px;margin-top:4px}.consent-box{background:#fbfcfd;border:1px solid var(--line);border-radius:16px;padding:16px;margin-bottom:20px}.check-row{display:flex;align-items:flex-start;gap:10px;font-size:12px;color:#4c5862;line-height:1.55;margin:7px 0}.check-row input{margin-top:3px;accent-color:#e0aa15}.check-row a{text-decoration:underline}.submit-btn{border:0;cursor:pointer;min-width:220px}.submit-btn:disabled{opacity:.65;cursor:not-allowed;transform:none}.form-note{font-size:11px;color:var(--muted);margin:12px 0 0}.form-message{border-radius:12px;padding:13px 15px;font-size:12px;margin-bottom:22px}.form-message.error{background:#fff1f1;border:1px solid #f0c8c8;color:#9d3333}.form-message.success{background:#f2fbf3;border:1px solid #c8e6cd;color:#286b35}@media(max-width:900px){.apply-layout{grid-template-columns:1fr}.apply-sidebar{position:static;grid-template-columns:repeat(3,1fr)}.apply-disclosure{grid-column:1/-1}}@media(max-width:650px){.apply-hero{padding:48px 0 35px}.apply-hero h1{letter-spacing:-1.8px}.apply-trust{gap:10px;flex-direction:column}.apply-section{padding:35px 0 60px}.apply-sidebar{grid-template-columns:1fr}.apply-disclosure{grid-column:auto}.application-card{padding:22px 17px;border-radius:18px}.two-col{grid-template-columns:1fr}.field.full-width{grid-column:auto}.submit-btn{width:100%}}